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X Bank International is an institutional transactional bank focused on cross-border payments, FX, and multi-currency account services.

We deliver real-time, local-currency settlement across priority emerging-market corridors within a prudentially supervised, audit-ready framework.

Regions of focus

Latin America
GCC/MENA
Africa
South & Southeast Asia
Broader Asia
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Mission

To modernize international payments for institutional clients by providing a compliant, banking-grade alternative to legacy correspondent chains—combining multi-currency accounts, transparent FX, ISO 20022 messaging, and predictable settlement.

Vision

To be the preferred institutional partner for real-time, transparent cross-border finance—offering reliable local-currency settlement and interoperable connectivity to domestic rails across emerging markets.

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